How to successfully educate a child isn’t just for the parent who wants to follow the recent trend and provide an education at home. If you take advantage of the tips listed in this article, you can help augment the education that your child is receiving whether in a public school or a private school. In order to successfully engage a child, the teacher will have to have knowledge of the subject matter, be creative, and have empathy for the child. Presenting topics in an interesting and relevant way, teaching energetically in order to capture and hold the student’s interest, and instilling a love of learning are all ways to promote learning.A teacher who is effective will encourage understanding of the subject matter and the student will go on a quest for knowledge. The successful teacher will manage her classroom and consistently present the topics in relation to the student’s life experiences. The teacher in command will continue her own education in order to stay abreast of current teaching methods and subject material. Networking with other teachers will allow the teacher to broaden her knowledge to include the suggestions of her peers. A continuum of changing assignments and methods of presentation will ensure the student remains engaged and learning.Elementary aged students will require the most work from an educator. The classroom size will range from 20 to 30 students who are dependent on the educator for more than just learning subject matter. An elementary teacher, who learns how to gauge the level of her students both individually and as a group, will familiarize herself with each student’s interests and will learn the answer to the question, ‘What do you want to do when you grow up?’Let’s look at an example for how to successfully educate a child who is having trouble learning vocabulary. This is more common with the child in elementary school. A child who is struggling will not understand the context of the words when used in the different subject areas. An astute teacher will recognize this and will cover a definition of the new terms that will be discussed in the planned lesson. The words will need to connect with the student’s academic level and life experiences before the student can comprehend the new vocabulary words. A lot of times the use of storytelling will promote understanding as the child can hear the new word in a fun context.Finally, the classroom population should be analyzed to identify different cultural, physical, and perhaps even religious backgrounds, to help foster an understanding of the student’s goals in learning. The classroom of today is very diverse when compared to the classroom of just a few decades past. This diverse mix can be positive when it helps the student to learn about other cultures and not to just focus on the differences in each student. The decorations in the room should capture the interest of the demographic mix and the student should readily identify the classroom as an area where learning will take place. The classroom itself can be as big a motivator as the educator when thoughtful preparation has gone into its setup.The effective educator will establish goals for the classroom and encourage each student to set and reach learning goals. The teacher will have goals that help achieve the objectives and help to organize teaching. This will outline what the student should know after instruction, quizzes, and other learning activities. Students who are behind will still have positive outcomes and students who are ahead will also show progress toward the goals when the above tips for how to successfully educate a child are followed.
While no child is alike and each family is unique, a common tread run deep in the heart of every home – the desire of parent is to give their children the BEST education possible and see them grow into their full potential. However, life is full of unplanned surprise and the path to achieving this desire may be a convoluted one. That’s where a sound investment strategy comes in. With flexible planning and a suite of investment options that are available, you may help put your child on the journey to a valuable college degree. Here are a few TIPS that may help kick-start you planning:1. CREATE A FINANCIAL PLAN WITH AN END IN MIND.First, make an estimate of the costs that will go into your child’s education. Your cost should take into account inflation over the investment or saving period. With the estimate as a guide, start piecing together your investment plan. There are many education planning option, each with its own risks and benefits, which you may use alone or simultaneously to achieve your goals:a. AN EDUCATION SAVING PLAN is a good place to start as it aims to offer payout when your child enters college. Some education savings plan may also provide protection benefits to the child and or parent.b. PROPERTY may provide rental yields and capital appreciation to fund your child’s tertiary education. Rental yields may be used to top up your child’s education fund savings or pay for your child’s tuition. Should the value of your properties appreciate, it may be sold to obtain capital gains. Investing in property has its risks too as the property market may fluctuate in the future and you may not be able to get the selling price you hope for.c. UNIT TRUSTS and STRUCTURED INVESTMENTS can be added to your investment plan, if they fit your risk profile, time frame and target goal for your child’s education.d. AN INVESTMENT LINKED PLAN can be tailor-made to grow your wealth with the flexibility to choose the type of funds suitable to your risk profile and goals. Your child may be nominated to receive protection benefits, should the unforeseen happen to you. Usually, you would have the option to make regular contribution or a single contribution in line with your financial standing.2. SET UP AN AUTOMATIC SYSTEM TO INVEST REGULARLYSet in motion action plan that makes savings or investing automatic. Many savings, investment linked plan and unit trust funds often regular monthly, quarterly, half-annually or annual contributions option. By investing regularly, you will also benefit from Dollar Cost Averaging (DCA) which average out the high and lows of an investment and possibly lower the total average cost per share of the investment.3. REVIEW THE PLANRegular reviews of the plan will help you stay on track with your target goals. Review it at least annually and with every major life change such as new child, career advancement or move to a bigger house. Find ways to top up if it is not up to speed in reaching your investment goal.4. TOP UP ANNUALLY or WHEN YOU CANYou could consider increasing the amount of contribution annually or top up your regular contributions when your income increase such as when you receive a bonus or get a pay rise, in order to meet your target earlier or achieve an even large fund.5. NO DIPPING INTO THE FUNDSChoose a plan that locks in your funds for your children’s education till they are ready to leave for college. If it is easy to cash out the education fund, chances are you may be tempted to use the money for other emergencies or needs that may crop up in life.6. ENCOURAGE CONTRIBUTION FROM FAMILY MEMBERSEncourage grandparents or relatives who shower your children with gifts to consider opting for a cash contribution towards their education fund instead.7. MAKE IT A TEAM EFFORTGet your children involved in saving for their education. When you are reviewing your investments for their education fund, talk to them about it and make them aware if the challenges and commitment you face in saving for their education. If possible, let them contribute a small portion of their allowance to their education fund too. And before they leave for university help them develop good money management habits to help them live within their means.